What Our Clients Are Saying

"BearCrest helped me scale my rental portfolio faster than I ever thought possible. Their DSCR loan process was smooth, with no income documentation required. I closed in under two weeks and added three doors to my portfolio. Professional, responsive, and efficient—BearCrest is my go-to funding partner."

— Carlos M., Dallas, TX

"As a first-time flipper, I was nervous about securing funding, but BearCrest made it easy. I closed in 7 days, renovated in 6 weeks, and sold at a solid profit. I’ll be back for my next flip!"

— Jessica T., Houston, TX

"I invest remotely and needed a lender who could move fast. BearCrest’s DSCR loan gave me the flexibility I needed to purchase in a competitive market. They understood real estate—and investors."

— Daniel K., Atlanta, GA

"I’ve done four deals with BearCrest and every time they deliver. Their fix and flip loans are straightforward and fast. The team truly understands what investors need: speed, transparency, and execution."

— Michelle R., Fort Worth, TX

Success Story: Scaling with DSCR Loans

Terry used BearCrest’s DSCR loan product to refinance and acquire rental properties, going from 3 to 8 doors in 6 months—doubling his passive income. No tax returns required, just property cash flow.

Success Story: Fast Fix & Flip Profits

Marcus secured funding in 7 days with BearCrest’s fix and flip loan. He completed renos in 45 days and sold for a $62K profit—all with BearCrest’s full support from start to finish.

SOME OF OUR CRE PRODUCTS

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DSCR Loans (Debt Service Coverage Ratio Loans)

Our DSCR loans are tailored for real estate investors looking to qualify based on the cash flow of their investment property rather than personal income. Ideal for rental properties, these loans are a fast, flexible option that allows you to expand your portfolio without the red tape of traditional underwriting. If the property cash flows, you’re halfway there.

Fix and Flip Loans

We provide short-term financing designed specifically for real estate investors who buy, renovate, and resell properties. Our fix and flip loans are structured for speed—fast approvals, quick closings, and funding that aligns with your renovation timeline. Maximize ROI with lending that moves at the pace of your project.

Bridge Loans

Need fast capital while waiting for long-term financing? Our bridge loans fill the gap with short-term funding that helps you close quickly, compete in hot markets, or reposition a property before refinancing. Whether you're buying time or unlocking equity, we keep your investment plans moving forward.

New Construction Loans

BearCrest supports ground-up builders with new construction financing for residential investment or commercial development projects. From land acquisition to final build, we offer staged funding that supports each phase of the construction cycle—so you stay funded, not stalled.

Rental Portfolio Loans

Bundle your rental properties into one loan and streamline your financing. Our portfolio loans are perfect for investors who own multiple income-producing properties and want to simplify payments, improve terms, or tap into equity across several assets.

Commercial Real Estate Loans

We finance a wide range of commercial assets, including retail centers, mixed-use buildings, office space, and warehouses. Whether you’re acquiring, refinancing, or renovating, our custom solutions are designed to support your long-term business vision.

Cash-Out Refinance Loans

Leverage the equity in your existing investment properties with a cash-out refinance. Whether you’re funding another deal, covering renovations, or consolidating debt, this option helps you unlock capital without having to sell.

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